USE OF 'SMARTER SUPER' CONTENT
This booklet is a joint publication of the Australian Bankers’
Association (ABA), Financial Planning Association of Australia (FPA)
and Investment & Financial Services Association (IFSA). In the interest
of promoting a better understanding of superannuation, the information
in this booklet may be reproduced freely as long as it includes
this attribution: ‘Source: Smarter Super: Invest in your future
and make the most of your retirement – Australian Bankers’ Association,
Financial Planning Association of Australia and Investment & Financial
This website provides information of a general nature and is not
intended to be relied on by readers as advice in any particular
matter. You should consider consulting a financial adviser regarding
how this information may apply to your own circumstances.
The ABA, FPA and IFSA would like to thank the Australian Securities
and Investments Commission (ASIC) for allowing us to refer to content
available on ASIC's
HOW TO ORDER THE SMARTER SUPER BOOKLET
The booklet has been prepared by the Australian Bankers’ Association
(ABA), Financial Planning Association of Australia (FPA) and Investment
& Financial Services Association (IFSA). If you would like to obtain
additional copies, please contact the ABA or FPA.
Australian Bankers' Association
The ABA is an industry association that represents Australia’s
banks. The banking industry is committed to helping Australians
better understand financial services to make more informed choices
when it comes to managing money and every day finances.
The ABA website has a Financial
Literacy Info Centre which provides information on managing
your money, ways of banking, banking products and services, and
protecting your money and banking information.
Level 3, 56 Pitt Street
Sydney NSW 2000
Freecall: 1800 009 180
Investment & Financial Services Association
IFSA represents the retail and wholesale superannuation, funds
management and life insurance industries. IFSA has over 140 members
who are responsible for investing over $1 trillion on behalf of
more than ten million Australians. Members’ compliance with IFSA
Standards and Guidance Notes ensures the promotion of industry best
The IFSA website has a Consumer Information and Fact Sheet section
which provides information on investment funds, fees, superannuation
Level 24, 44 Market Street
Sydney NSW 2000
Tel: (02) 9299 3022
Financial Planning Association of Australia
The Financial Planning Association of Australia (FPA) is the peak
professional body for financial planning in Australia, representing
approximately 12,000 individuals and businesses. The FPA and its
members strive to improve the financial wellbeing of all Australians.
The FPA provides the leadership and professional framework that
enable members to deliver quality financial advice to their clients.
FPA members include financial planners from a variety of backgrounds
and disciplines, including over 5,500 CERTIFIED FINANCIAL PLANNER™
professionals – the ‘gold standard’ in financial planning. All FPA
practitioner members are bound by a code of ethics, high professional
standards and must meet continuing professional education requirements.
The FPA consumer website www.goodadvice.com.au
provides key facts on financial planning and the value of advice.
Level 8, 570 Bourke Street
Melbourne VIC 3000
Freecall: 1800 626 393
HOW TO ORDER OTHER BOOKLETS
The Australian Bankers' Association (ABA) has prepared a number
of other financial literacy booklets.
If you would like to obtain copies, please contact the ABA on 1800
Copyright, Australian Bankers’ Association, Financial Planning
Association of Australia, and Investment & Financial Services Association.
All rights reserved.